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Plumbing and Pipe Leaks – Are You Covered?

plumbing pipe leaks

Pipe leaks and plumbing leaks can be one of the worst things to happen to any homeowner, but most homeowners tend to forget about it and label a leaky pipe as a minor inconvenience – it’s NOT. If you don’t have it seen to, it could lead to water damage in your home. While a burst pipe may dampen your spirits as well as all your electronics, water damage due to pipe leaks could have more severe repercussions for your home, especially if you don’t catch it in time. The structure of your home could end up being compromised as water damage will affect your insulation, drywall, electrical circuitry and any wooden structures such as your floors may end up deformed.

If you’re trying to save money, the most important thing you could do is ensure that your home is covered by insurance. Insurance is extremely important in case of accidental damage to your property, by things beyond your control such as natural disasters. You can save thousands of dollars on repairs, if your home is covered by homeowner’s insurance. Unfortunately, there may be instances when your insurance won’t cover a claim and you will need to establish whether or not your insurance covers pipe and plumbing leaks. This is dependent on the type of home insurance you have taken out on your property. If they don’t cover it and water damage occurs, you’re going to end up footing an extremely expensive repair bill. While the majority of new home insurance coverage includes accidental and abrupt plumbing leaks, there are older policies which may cover this as well.

Big or Small: Pipe Leaks Are Not Your Friend

Remember, if you are aware of a leaky pipe or leaky plumbing, but you ignore it, it could be considered as negligence. This means that although aware of the problem, you did nothing to resolve it and the fact that it caused severe damage to your home, is your own fault and your insurance company may end up rejecting your claim. As a homeowner, you need to ensure that your plumbing and pipe system receives regular preventative maintenance to prevent accidents from occurring.

Accidents Happen

There are thousands of ways to prevent your home from water damage, but accidents do happen. Natural disasters can cause severe flooding but there are various home flood protection options that you can take into consideration such as installing sensor systems that work 24/7 and will automatically shut off your water supply if leaking water is detected.

Prevention Is Better Than Cure

Normal every day wear and tear is something that you can protect yourself against by continuously having routine preventative maintenance done on your plumbing. You do have the option of installing sensor systems, but with regular maintenance you are guaranteed to have peace of mind.

The professional and licensed team at Art Plumbing, Air Conditioning & Electric will make sure that your plumbing is in tip top shape and if it’s not, you don’t need to worry – We Can Fix It!